Starter
Accept payments and manage your business through the Clover dashboard and Clover Go app
$0/month
Software plan: Starter
Public Clover.com example. Final setup may vary.
Clover plans
with the best SPSeast fees and support.
Clover.com can be a convenient way to start, but direct flat-rate pricing may not be the best fit as your volume grows. Charging 2.5% across debit and credit transactions becomes expensive.
Consult with us before committing to Clover hardware. Devices purchased through another provider are not reusable with a new merchant account.


Professional service businesses do not always need a full POS system. Some only need secure payment acceptance, invoicing, virtual terminal, recurring payments, and clear reporting. SPSeast helps you compare the full setup — monthly software, hardware if needed, transaction fees, add-ons, and support — before choosing a plan.
Accept payments and manage your business through the Clover dashboard and Clover Go app
$0/month
Software plan: Starter
Public Clover.com example. Final setup may vary.
Everything in Starter, plus estimates, time & attendance, bill pay, and bookkeeping sync.
$29.95/month
Software plan: Essential
Public Clover.com example. Final setup may vary.
Everything in Essentials, plus advanced scheduling, appointment management, online booking, and more.
$84.95/month
Software plan: Services Growth
Public Clover.com example. Final setup may vary.
Accept payments and manage your business through the Clover dashboard and Clover Go app
$0/month
Software plan: Starter
Public Clover.com example. Final setup may vary.
Everything in Starter, plus estimates, time & attendance, bill pay, and bookkeeping sync.
$29.95/month
Software plan: Essential
Public Clover.com example. Final setup may vary.
Everything in Essentials, plus advanced scheduling, appointment management, online booking, and more.
$84.95/month
Software plan: Services Growth
Public Clover.com example. Final setup may vary.
Software plan
Starter
Starter
Essential
Essentials
Services Growth
Services Growth
No-hardware transactions
Use your computer, tablet, or phone with the Clover dashboard and mobile app. Hardware options are also available upon request.
Starter
Essential
Services Growth
Software plan
Starter
Essentials
Services Growth
No-hardware transactions
Use your computer, tablet, or phone with the Clover dashboard and mobile app. Hardware options are also available upon request.
Card information typed in
Published Clover.com example compared with SPSeast starting rates for discussion only
Starter
Clover.com3.5% + 10¢
SPSeastStarts at approx. 1.4% + 10¢
Essential
Clover.com3.5% + 10¢
SPSeastStarts at approx. 1.4% + 10¢
Services Growth
Clover.com3.5% + 10¢
SPSeastStarts at approx. 1.4% + 10¢
With POS hardware - Card tapped, swiped, or inserted
Published Clover.com example compared with SPSeast starting rates for discussion only
Starter
Clover.com2.5% + 10¢
SPSeastStarts at approx. 0.5% + 10¢
Essential
Clover.com2.5% + 10¢
SPSeastStarts at approx. 0.5% + 10¢
Services Growth
Clover.com2.5% + 10¢
SPSeastStarts at approx. 0.5% + 10¢
Card information typed in
Published Clover.com example compared with SPSeast starting rates for discussion only
Clover.com3.5% + 10¢
SPSeastStarts at approx. 1.4% + 10¢
Clover.com3.5% + 10¢
SPSeastStarts at approx. 1.4% + 10¢
Clover.com3.5% + 10¢
SPSeastStarts at approx. 1.4% + 10¢
With POS hardware - Card tapped, swiped, or inserted
Published Clover.com example compared with SPSeast starting rates for discussion only
Clover.com2.5% + 10¢
SPSeastStarts at approx. 0.5% + 10¢
Clover.com2.5% + 10¢
SPSeastStarts at approx. 0.5% + 10¢
Clover.com2.5% + 10¢
SPSeastStarts at approx. 0.5% + 10¢
Clover.com published rates are fixed fees, but flat-rate pricing becomes expensive as volume grows — especially when debit and credit are priced the same way. SPSeast can review your volume, card mix, and transaction types to compare whether another pricing structure may fit better. SPSeast merchants are eligible for pricing structures starting around 0.50% over cost, depending on business type, volume, underwriting, and final agreement.
Clover.com pricing examples are shown for discussion and comparison only. Pricing, hardware, processing rates, software plans, promotions, and availability may change and can vary by business type, provider, underwriting, and final merchant agreement.
SPSeast can help compare Clover.com public pricing against alternative processing structures, support options, and total monthly cost before you commit.
Request a review of software tiers, device options, and estimated monthly costs for your practice or firm.